Home 45 is Complete!
#45 Dedication for Homeowner - Melissa and Family!
Home #45 Dedication!
Melissa Krueger and family are Door County Habitat latest homeowner for new home build #45. The smiles shown by the Krueger family and other community members shined through cloudy skies and wet, windy weather on Wednesday December 15th as Door County Habitat for Humanity dedicated its 45th home. Door County Habitat for Humanity Executive Director Lori Allen said dedication day is her favorite day of the year when it comes to her job.
While it was the 45th home build for Door County Habitat for Humanity, it marked the first time the organization had joined forces with the newly formed Door County Housing Partnership. The experience left DCHP President Jim Honig excited for the future.
It was a Happy New Home Holiday!
The family received quilts for each family member created by Trillium Quilting Guild. A Bookshelf full of future reading for everyone was donated by Altrusa. A family bible was presented from Shepherd of the Bay Church. A tool box was also presented by Habitat Construction Supervisor, Chuck Stone. A pantry full of food was donated by St. Peter Lutheran School Students.
DC Habitat and DC Housing Partnership Collaborate!
Door County Habitat for Humanity and the Door County Housing Partnership are working together to build two new homes in 2021. The first future homeowner in this partnership, Melissa Krueger, has signed the partnership agreement. Melissa Krueger and her children will be purchasing the home being built by Door County Habitat for Humanity volunteers on 6th Place, Sturgeon Bay. Melissa is excited to become a homeowner and looking forward to a permanent home where she and her children can grow.
The collaboration between the Door County Housing Partnership and Door County Habitat for Humanity has been developing for the last two years. The two organizations are collaborating with the current home builds by Door County Habitat for Humanity on land within the Door County Housing Partnership trust.
Because of the structure of the Door County Housing Partnership’s trust, the homes being built will be affordable now and remain affordable in the future. The Housing Partnership assists with the cost of the initial build and the land. This with Door County Habitat for Humanity Volunteer labor enables the home to have a lower mortgage. The Housing Partnership has a resale formula that the homeowner agrees to before purchasing, which facilitates keeping the home affordable through all subsequent homeowners.
Homeowners with Habitat for Humanity go through a rigorous approval process. A committee of volunteers looks at the applicant’s current living situation, need the ability to pay the Habitat mortgage, and their willingness to contribute to their home through sweat equity hours. All adults in the family are responsible for 200 hours of sweat equity given to Habitat by helping with their home, someone else’s home, or in the Habitat for Humanity ReStore or office. The goal is to find a family that not only needs the hand up now but can enjoy and maintain the homeownership for years to come. By investing both time and money, homeowners can take even greater pride and ownership of their homes. The Door County Housing Partnership is a relatively new, independent, nonprofit organization focused on solving one aspect of Door County’s affordable housing challenge: the disconnect between what working families can afford, and what it costs to purchase a decent home. Their mission is to provide affordable homeownership options for workforce households living here year-round and to keep those homes affordable forever. Their homes are priced to be affordable to those earning approximately 60% of the area's median income. Eligible homeowners
must live or plan to live in Door County year-round. At the time of purchase have at least one household member that works one thousand or more hours per year in Door County. They use a Community Land Trust (CLT) model to ensure long-term affordability, while still allowing the homeowner to gain equity in the home. A CLT acquires or builds homes, then sets the homeowner purchase price based on what is affordable for the targeted household income level and is independent of the construction or acquisition costs. The CLT provides an up-front subsidy that “bridges the affordability gap” between the actual cost of the home and the affordable price, paying down the cost so the first family’s mortgage is at an affordable price. A resale formula is then employed for all subsequent sales. This allows the homeowner to gain equity while ensuring the home remains affordable for all future homeowners.
People interested in supporting Door County Habitat for Humanity and the Door County Housing Partnership’s efforts to increase the number of affordable homes in Door County can do so in several ways - give, volunteer, and donate!
Both organizations are non-profits that rely on donations for funding, and donations are tax-deductible. Door County Habitat for Humanity is also always seeking volunteers with a variety of skills. To contact the Door County Housing Partnership, call or email Jim Honig, DCHP Board President at firstname.lastname@example.org or 920-421-2845. To volunteer or donate to Door County Habitat for Humanity, contact Megan at email@example.com or call 920-743-2869 ext. 101.
#43 Family Story
The Marvin Family - #43!
Doug Marvin tells his story
It was amazing and almost unbelievable when we received the Habitat Home Ownership acceptance letter. When our Church discovered that we had been accepted, they helped raise an amazing amount of money to secure a Northern Door lot so the building could begin the summer of 2020.
We soon began picking out flooring, countertops, siding, and other options. When Covid-19 hit hard in March, everything shut down. We knew that there would be some sort of delay.
Then, we got word we would be starting the beginning of July. A month or so later than usual, but that was completely understandable given concerns about the welfare of all the volunteers.
Our first official day was staking out the house in the woods with Chuck. It was very exciting. We walked around the forest floor where each room would be.
We weren't quite sure what to expect as we walked up to the worksite on the first day of construction. I wasn't sure what my sons could do. Well, we were put right to work. The volunteers couldn't have been nicer.
You could tell many had done this before. Everyone was so kind. They would stop working to show us how to do things. We were able to jump right in. My boys still love to go over and help out. I hope to continue to volunteer on future builds.
My parents came up to Door County in middle August and helped on the building as well. They had helped us move for the second time in 5 months. In the last 4 years, two rental houses were sold forcing us to move multiple times. This home is truly a blessing in so many ways.
The approval process is quite involved. Everything is laid out for you with help along the way. So you take it step by step. There are courses to help, and one to get extra funding for the home purchase. The actual construction labor is the easy part.
When our house is finally finished, I will have to say it feel strange and even melancholy. While I'm ready to come home to this wonderful place every day.... it's kind of like Christmas. The real fun is in the activities and anticipation. Then suddenly - it's over. I know in my heart, I will miss the kindness and camaraderie of all the volunteers.
When I was 13, my family began construction on a new home. Now it's come full circle. I have the pleasure of building a new and permanent home with my sons.
Creating these memories, working together with my sons and the volunteers is my favorite aspect of this whole experience. We will always share these memories.
We are truly grateful and blessed.
– Doug Marvin, Future Homeowner