Home Application & Eligibility

Door County Habitat for Humanity is currently seeking applicants for Habitat homes. Are you ready to provide a stable home for your family?  We would love to help you realize your dream of home-ownership. Contact us today for more information!

We can help you build your own home! If you meet the following criteria, we may be able to help you experience the joy of home ownership!

•    Do you meet the income limits listed below?
•    Are you unable to obtain a conventional home loan?
•    Is your current home overpriced, overcrowded or in disrepair?
•    Are you willing to help us build your new home?
•    Are you able to make monthly mortgage and escrow payments?

2018 Program income limits (60% of median family income)

Family Size    Maximum Income
1                 $28,725
2                 $32,813
3                 $36,900
4                 $40,988
5                 $44,288
6                 $47,550
7                 $50,850
8                 $54,113

Sweat Equity

One of Habitat for Humanity’s core concepts is to offer a partner family a hand up — not a hand out.  In the ministry of Habitat for Humanity the only thing given away is an opportunity.  Prospective homeowners are selected based on need, the ability to pay a mortgage, and the willingness to put in several hundred hours of labor on their own house.

“Sweat equity” is Habitat’s name for the labor that future homeowners invest in the building of their own home.  Work is honorable.  Habitat families are partners in the process that leads to home ownership on terms that they can afford (with a no-profit, no-interest mortgage).  Homeowner dignity remains intact because they are not the recipients of “charity.”

Sweat equity is Habitat’s best predictor of a partner family’s future success.  Families who quickly complete their sweat equity often maintain good payment records and well-kept houses.  Time spent doing sweat equity instills in the homeowner a sense of pride and ownership, teaching the basic building and house-maintenance skills that are necessary for homeownership.  A Habitat homeowner, by being on site with a diversity of new friends and neighbors, has the chance to connect with the community in powerful ways.  As they work beside volunteers who help build their house they gain dignity, self-worth, and a sense of community.  The ultimate goal of sweat equity is for a Habitat partner family to feel that Habitat volunteers built this house with them not for them.

Each adult in a partner family is required to work at least 200 hours of sweat equity.

“This home is more than a house.

It is a home with love,
built with love and hope and dreams,
because of Habitat for Humanity.
You’ve given our family hope – no matter how
bad things get or have been in the past.
God has blessed our family with the caring,
supportive, concerned, kind people at Habitat.”

– a Habitat for Humanity partner family

Door County Habitat for Humanity builds energy efficient homes for qualified local families.  From our ICF (insulated concrete forms) foundations to our R-50 attic insulation, our homes routinely outperform comparable new and existing dwellings.  Energy efficient kitchen appliances and furnaces provide comfort and reasonable monthly utility costs.  While Door County Habitat for Humanity is not a custom builder, partners (Habitat homeowners) not only assist with the building of their new homes, they have the opportunity to select siding, floor covering, roofing and landscaping materials.  Standard two and three bedroom house plans (donated by Architect, Henry Isaksen) are reviewed and modified annually as we constantly work to improve our building practices.

We make every effort to build homes in the community where the family is currently residing, preferring to keep children in the same school system they are attending at the time of application.  Habitat provides real estate, pulls permits, purchases building materials, recruits a volunteer work force and hires sub contractors.